Vida Homeloans Recenzje 

Quick service very happy! Thank you ☺️

Great efficiency from Vida on the application

Shout out to Lisa Dowson! underwrote this case and got this to offer really quickly.

I am extremely disappointed with the way my request for consent to a second charge mortgage has been handled.

My application has been ongoing for several weeks and progressed to the point where the second charge lender has issued a formal offer, all documents have been signed, and completion was expected shortly.

The original request was declined based on an outdated property valuation from when I purchased the property. A new valuation was subsequently obtained showing a significantly higher property value. However, after weeks of delays and only at a very late stage in the process, I have now been informed that Vida will not accept the valuation already provided and instead requires me to pay an additional £110 for a valuation arranged by them.

My frustration is not simply the cost, but the timing. Had this requirement been made clear at the start of the process, it could have been dealt with weeks ago. Instead, it has caused further delays, additional stress, and uncertainty after I was led to believe the application was nearing completion.

The delays and changing requirements have also placed me in a very vulnerable position. I have been relying on this application to consolidate existing debts and improve my financial situation, and being told at such a late stage that further costs and delays are being introduced has caused significant worry and distress. Had I been made aware of this requirement earlier, I could have planned accordingly and avoided much of the uncertainty I am now facing.

I have cooperated fully throughout the process and will continue to do so, but I do not feel this situation has been handled fairly or efficiently. I hope Vida reviews both the handling of my case and the communication provided to customers in similar circumstances.

Excellent communication and support throughout. Flexible criteria. BDM and underwriter support first class. Big thank you to Barry Lindsay for all his 5 start work - a top class employee at VIDA

WOW - I don't know what else to say. The quickest mortgage I have ever applied for. Application to offer within 2.5 weeks.
Valuation was completed Friday afternoon, offer was in my inbox on Monday AM. Amazing.
This is how all lenders should treat their customers, new and and existing.
I will most certainly be requesting my broker to approach Vida for my BTL purchase in the coming months.
Thanks Vida.
Mark

It was a pleasure dealing with Vida and especially their Senior Underwriter Ray, who was incredibly helpful and had great communication. I would fully recommend VIDA to any clients.

Vida did exactly what they said they would do and kept me informed along the way

Jason Finch was just brilliant. I had a case pending for over a week, Jason stepped in gave me a call , discussed the case final docs added - Mortgage offered. Client so relieved. Brilliant.

Also VIDA bring back BDM'S its needed

I have been given a chance that has took 30 years to acheive and i thank vida for giving me this chance.

I work for a mortgage broker and my recent case has been managed by the underwriter Pat who has been fantastic! Pat has picked up the phone and discussed the case with me and I have been able to return the requirements quickly ensuring the best outcome for the client. Its so nice to actually speak to underwriters usually they never want to talk to brokers so it a 5*+ review from me.

I have to admit i was a bit cautious as several years ago there was a reputation with Vida that they make things difficult. Well not at all, i found their customer service extremely helpful every time i needed to call, i have found their underwriters easily explain what they need to sign the case off and they also reduced the rate automatically when they updated their rates. 5 star service overall and i'm extremely impressed about everything. Their AI mobi is also the best out of all lenders as well. It actually answers and details what you are asking.

A very pleasant surprise on a case as an offer was received the day after submission! Many thanks to Daniel for his sensible approach to underwriting.

I am a new Broker and this is my first "Adverse" case and I have Found Vida really helpful from the start to finish of the process. I am pleased to say this case has been offered and when I phoned my clients to give them the good news they were in tears (happy tears).
I would like to give a mention to Pat Muller in Underwriting who I felt was very thorough and explained things clearly to me and also made me feel she was working with me on this case. I will be sure to come to Vida again.

Outstanding service from Barry in particular and grateful to have got the case agreed!

Brilliant service from Vida the website is a pleasure to use, great that you can communicate through the online portal to Vida. Barry the Underwriter was 1st Class I uploaded outstanding Info within 20 mins he was on the phone the case went to offer straight away would recommend again to my clients.

Worked with Guy Todd on a complex case with a lot of time pressures and documents needed. Can’t thank him enough for working with me to get the offer issued even outside of his working hours to make sure it was done before he went away. Thank you, we have one very happy client!

great communication, speed of responses excellent
common sense underwriting

Quick turn around on this application. Great service from the underwriter Barry.

Not the simplest case but Vida were really good in helping the case go to offer. Particular praise to Barry the underwriter who took the time to discuss the details of the case and ensure that it could go to offer. A hapy adviser and client