I had the pleasure of working with Kait Zubli and the experience couldn’t have gone any smoother! Kait stayed on top of my to do list and helped me navigate through some issues I was having signing my... Zobacz więcej
Chociaż nie weryfikujemy konkretnych wypowiedzi, ponieważ opinie recenzentów są ich własnymi opiniami, recenzje mogą zostać oznaczone jako „Zweryfikowane”, jeśli uda nam się potwierdzić, że doszło do rzeczywistej interakcji biznesowej. Dowiedz się więcej
Aby chronić integralność platformy, każda recenzja na naszej platformie—zweryfikowana lub nie—jest sprawdzana przez nasze oprogramowanie działające w trybie 24/7. Technologia ta została zaprojektowana w celu identyfikowania i usuwania treści, które naruszają nasze wytyczne, w tym recenzji, które nie opierają się na prawdziwym doświadczeniu. Zdajemy sobie sprawę, że możemy nie wychwycić wszystkiego, dlatego możesz oflagować wszystko, co według Ciebie mogliśmy przeoczyć. Dowiedz się więcej
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We worked with Stan Mitchell to secure some loans for our son. It turned out to be a bit more complicated on our end for a few reasons - but working with Stan was a godsend. He worked diligently with... Zobacz więcej
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Stan Mitchel made this process so much less stressful for me. This is the first loan I have ever successfully refinanced, i had a lot of questions and he broke everything down for me so i understood w... Zobacz więcej
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Spent long hours trying to find a good rate for refinancing loans for my son, finally found it and thanks to ELFI! It took very little time from start to end. All along had help from customer service... Zobacz więcej
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Informacje dotyczące firmy
Informacje o ELFI
Napisane przez firmę
Ready to refi?*
Use the quick links below.
* Subject to credit approval. See terms and conditions on ELFI.com for more information.
With flexible terms and some of the student loan refinance industry’s lowest rates, ELFI empowers individuals and families to get ahead on their student loan debt. We provide a 100% online application process paired with award-winning customer service led by experts in the student loan industry who are there to address your every need.
To change the student loan paradigm, we started at the ground level and built a different kind of business. Each ELFI customer is paired with a Personal Loan Advisor (we call them PLAs) who stays with them through every step of their refinance journey.
From answering questions during the application process to making sure you have your documents in line – you have one person who acts as your trusted advisor throughout. Making it easy on our customers is how we define good customer service.
It’s not just a business. It’s in our DNA to help our customers navigate the student loan refinance process to achieve their financial goals and empower a brighter future.
Dane kontaktowe
Stany Zjednoczone
- (844) 601-3534
- answers@elfi.com
- www.elfi.com
Personal service and fast process
Great personalized service and loved having an assigned rep to communicate with. Stan Mitchell was great to work with and promptly answered questions and informed us of the status. Fast and easy application process. Achieved our goal of a lower rate and extended term over other offer received.

Odpowiedź od ELFI
Smooth refinancing process and lovely support team!
(This is referencing the support team experience from inquiry to signing, not the rates or program at large)
The application itself was thorough and self explanatory. Documents and statuses were easy to find and upload.
I’ve financed loans with a few vendors and this was the first where I had a dedicated representative who supported my case with updates on my status, documents I needed, and nuances to be aware of.
Stan, one of the Student Loan Advisors, was an absolute delight. He was active, attentive, and supportive and made the process so smooth with the underwriting team. They also were able to look at the rates of another loan I had and helped me refinance that one!

Odpowiedź od ELFI
Assistant was great
Assistant was great, and process was seamless. The rate I was initially given was the same as the one i was offered.

Odpowiedź od ELFI
ELFI made the whole process feel super…
ELFI made the whole process feel super smooth and their agent Stan Mitchell was a huge help!

Odpowiedź od ELFI
Refinancing Made Easy
Refinancing, loans of any kind really stress me out, ELFI (and Credible) made this whole process really easy.
First off, lowest rates I could easily find. Huge win right there. Website and application process is pretty straight forward. I did have some questions and when I called the service number, spoke with an American speaking person immediately which was fantastic, she got me all sorted out. Once the loan application process moved forward, I was assigned a loan advisor (Stan!!) who reached out and helped me through the remaining steps and with any questions I had.
Very personalized experience! Big shout-out to Stan for helping me get this over the goal line!!!

Odpowiedź od ELFI
100% recommend ELFI
This process was so easy and quick I was amazed! My student loan advisor Kait reached out to me the next morning after I applied and explained the next steps and a timeline/what to expect. I had variable rate loans that were just getting unmanageably high and needed a fixed rate. I had looked into banking institutions in my area but found a much better rate and lower monthly payment through ELFI. The best part is that it only extended my original payment length by one more year. I can't say enough good things about the process, my student loan advisor really made this incredibly pleasant and easy. Kait emailed and texted me as soon as I was approved too which was really personal and nice given the automated world we live in now. I 100% recommend ELFI to anyone looking for student loan refinancing help!

Odpowiedź od ELFI
Samuel Watson was extremely helpful and…
Samuel Watson was extremely helpful and responsive.

Odpowiedź od ELFI
Stan is the man
Stan is the man! He was incredibly timely and knew how to explain this process in detail. He answered any questions I had with confidence. He knows his stuff!

Odpowiedź od ELFI
Spammed with emails that are outdated…
Spammed with emails that are outdated for what is required of the loan. Still getting emails to sign and upload documents although everything is completed. The employee who was assigned to my loan didnt read my emails or provide any help. Took 4 emails for him to get an address right. Started at the beggining of January. Still waiting for the loan, so its silly to ask for a review and ITS STILL NOT DONE. Had better customer service at a dollar general. I would've cancelled and gone with a different compnay except i didnt want another credit score check. Sucks im stuck here now.

Odpowiedź od ELFI
Stan Mitchell went above and beyond!
Stan Mitchell went above and beyond!! I had a lot of questions and he held my hand through the entire process!
Couldn’t have done it without him

Odpowiedź od ELFI
My representative was friendly and…
My representative was friendly and helpful. Easy to upload and application page was clear to understand.

Odpowiedź od ELFI
Fast, Responsive & Easy!
Fast, Responsive & Easy! Stan Mitchell really helped a TON with the process and made applying seamless. He answered any and all questions I had immediately and was always extremely helpful! Even during the holidays, I got responses back & was approved extremely quickly! Thanks Stan and the ELFI team!

Odpowiedź od ELFI
This process was so simple
This process was so simple. Stan was wonderful throughout the entire process. He was personable, quick to respond, and always answered questions thoroughly with additional helpful information. Would recommend!

Odpowiedź od ELFI
This was so easy!
This was so easy!! My daughters payments with a private loan company were more than she could afford and we found ELFI and applied to refinance and got her payments and interest so much lower. It was so fast and easy and we worked with Kaitlin and she was very fast with responding and getting us done with in a few days!! We will be using them for our sons loans as well!!! Great experience.

Odpowiedź od ELFI
This company will drag out the process…
This company will drag out the process of applying for your loan. Over the course of a month, they proceeded to send me on a scavenger hunt for information. Back and forth interactions were in place over the course of that month each time requesting another document or further information. All of this back and forth, just to inform me my application cannot be approved without a co-signer. This could have been concluded with the initial application information I provided regarding my DTI, and saved a lot of time in the process. They were great with that communication, but the process could have been expedited with my initial application since none of the additional information I provided was needed to determine need for a co-signer.

Odpowiedź od ELFI
The process was so easy and my contact…
The process was so easy and my contact (Stan) was so helpful in guiding me through the process.

Odpowiedź od ELFI
The process was so easy
The process was so easy. Refinancing was something I have been avoiding because I thought it would be complicated, but this was so simple. Anytime I had a question someone got back to me immediately. I have no complaints!

Odpowiedź od ELFI

Odpowiedź od ELFI
Process was pretty easy and painless
The process was easy and the person I worked with was very helpful and always answered my questions quickly.

Odpowiedź od ELFI
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