Argos Credit Card Recenzje 

If I could leave no stars I would. Worst app Iv had to use . Couldn’t pay for something the other day , Argos staff aren’t allowed to help either. Needs to be changed back

Ordered a pressure washer off argos and set the pay day for the Argos pay app to the 1st (I ordered on the 18th) they tried to take money from me on the 20th then canceled the finance demanding full payment. The old argos card was brilliant. But this new argos pay is useless. Avoid at all cost

Why fix something that isn’t broken Argos card was great now Argos pay is a joke pure greed I paid of my balance and shut my account there greed will cost them in long run

Omg where do I start, before argos pay took over think I was lucky if I phoned twice in all the years ive been a customer, the old app was so simple ,easy to use for payments, manage accounts, but since argos pay took over I have had to phone them 4 times in two weeks, the app is absolutely useless, cant pay anything on it, you cant pay to the BNPL even on the phone they cant sort it out if the plan is coming to an end, any money paid even to normal credit it goes the the plan because its ending soon, and you cant pay anything to any other BNPL plans so incompetent its 2026, think once my plans are paid I will be shopping elsewhere, to much stress hassle, get a grip Argos

I've 2 BNPL small plans expiring Oct and Nov 2026 yet I've received a letter saying I'm behind with payments and i may be charged interest. Definitely closing the Argos account, will not be buying anything further.

Absolutely terrible! I've been trying to make payments to pay some of my BNPL items but I've tried everything. My bank is not in the choices in the menu so I put my card details in, I then had to confirm the payment through my mobile banking app, I did this and it said my bank had refused it, when I contacted my bank they said they had had no request from argos pay. I tried a few times and it did exactly the same. I then tried to pay with Newday Ltd sort code and account number, it asked for my account number which I entered and it then said the account number was wrong! I checked my account number against the number on my statements and I was entering it correctly. I'm at my wits end with it. It's atrocious, why should it be so difficult to make a payment? I can't carry on with being a customer if this is how the business has gone. I've been with argos for years and spent a lot of money with them, I'm afraid I may have to stop shopping with them now.

​They moved my payment date to the 8th without telling me. No email, no alert, nothing. Then, when I tried to log in to sort it out, the app completely locked me out. It refused to recognize my passcode, and even after resetting it, it still didn't work.
​So because their app is broken and they changed the date without notice, they've slapped me with a late fee.
​Unbelievable nerve. You break your own tech, lock your customers out, and then fine them for it? Sort your broken app out and waive the fee. Avoid this lot.

Had a text today to say a late payment fee had been applied always had been on the 12th but they changed it to the 8th without telling me. Tried to go on the app wouldn't recognise my passcode. Phoned customer services and the assistant got me to download the app and register again. Never had any problems with the old app, haven't got that much left to pay so thinking of cancelling once it's paid off.

The Argos pay app changed and became useless!
I can’t select and pay towards selected item.

Had previously fake 10% off voucher via email tried to use and didn’t work..

Called support centre twice and handed up the phone mid conversation.. just wait on the line they will hang up like it’s by accident..

🤦🏻🤦🏻🤦🏻

I’m never going back to shop at Argos again.

Omg walked in to get some paint. What a faff ..they don't take the card anymore, so you have to register on argos pay. Im already registered as i paid last month on my argos pay card?? But im not. ??? Faffing about trying to work it out..in the end I just walked out, went to B&Q ...waste of time

New company refused me to buy and pay un 3 months for an item that cost 120 pounds. PayPal helped me with the purchase. I have spent a couple of thousands of pounds in last few years and paid regularly with no missed payments.

The new app is so hard to use. U need a password for that,a passage for that. It takes to long. And u can't select the payment plan u want to buy. Bring back the old app. So much easier to use. And u could pay difference amounts on which one u want to pay. Some payment plans I would like to pay faster so I don't get the interest added. Go back to the old app.

I have had an account with Argos for about 10 years or more, it's now Argos Pay, I made a payment for BNPL and it paid off normal credit & what was left to my BNPL, it left a balance of £100, even though I paid the payment plan that was due, I have paid the full balance that was due, cut up my card and closed my account, I will never use or recommend Argos Pay, why change something that was perfect and now it's a nightmare, trying to speak to someone is so stressful, if I could give 0 stars I would 🙃

Absolutely the worst service ever. All smooth until they changed to argos pay. Phone system cannot be navigated, letters advising of late fee that I was advised would not hit my account, cannot speak to anyone....
Absolutely awful. Do not use argos card services.....ever!!!

Argos pay complicated and inconsistent and takes far too long to get to the payment page. Also today after many attempts to enter my pass code I've given up trying to check my account. Absolutely appalling.

Argos Pay app is a mistake, it's the worst app, unfortunately I won't pay them because I can't, I can't log in to this app and after many attempts they blocked me... never again Argos!!! and if you want to talk on the phone, you also have to be patient because they don't have time to answer

Tells me I’ve paid my payment for the month and shows it on my Argos pay account therefore I think it’s come out automatically as I set up direct debit last month . The next day I get a message to say I have to pay £13 which is say is an extreme amount of a fee for missing the payment as it then showed as pending so I transferred the original payment and fee . Shambles of an app so poorly run.

Finally changed over to the new system, and now paying off BNPLs is an absolute nightmare.
You cannot choose to pay an individual balance earlier, you pay an amount and then they decide what BNPL to credit the payment to.
Surely I’m allowed by law to clear a balance of an agreement when I wish within the agreed BNPL time.
Absolute shambles !!

Since the change over it has been a complete nightmare trying to order items user name not recognised they send a code you enter it correctly no sign-in, eventually after 5 times you get loged-in , that's if you get lucky , the online account manager and app still show the payments due after you have paid ,unlike the old Argos card you paid a monthly fee , and then 2 days later it would show 00 no payment due until the next month's was due , how can new day not sort this out , it's made a simple procedure complicated and as for the payment options just a con , it's a disgrace once my account is payed off so will I be off Argos will loose out on this move in the long term I'm sure .

This company took over argos card payments what a shambles I already had some BNPL plans 2 ending in 3 months a new purchase with a 24 month instalment plan somehow as a higher priority than 2 big plans ending in 3 months £200 payment and £104 taken off the installment plan ????🤔🤨🤬
apparently
"That's just how the system is set up" and it can't be changed
These morons are going to lose a lot of customers for Argos I won't be making anymore big purchases