Argos Credit Card Recenzje 

I wouldnt even give it 1 star if I had a choice.
I loved my argos card up until the new pay scheme but find it impossible to pay my bnpl account. I will be paying this via phone and ditching the argos card.
I have tries to pay the full amount numerous times on my phone but once they send the otp code the app dissappears saying something went wrong.
I will not be paying extra fees come august if I dont resolve this. Not from want of trying.

Avoid Argos pay at all cost, no option to pay off individual payment plans. Good luck with trying to speak to someone, a disaster upgrade from a good system that worked well before.

If I could give no stars, I would. Argos pay is an absolute pain. 1. Cannot log in.
2. Had to go on Argos website to pay.
3. Attempted several times, so now have probably paid several times.
4. Had to go through banking app, which was also a pain and time consuming, taken me nearly an hour to sort out.
5. Will NOT be shopping with Argos again, they should have left it as it was.

Since moving to the new system I have found navigating the payments challenging. I can not pay the parts I would like to and today I have accidentally paid the full balance which wasnt even due for 11 months and meant to pay a smaller amount 🤦🏻‍♀️. This was always my go to card for purchases but may have to look else where unless it becomes easier again.
Argos itself is great just the ArgosPay is shocking

After the change to new day the argos card app is bad. You can't pay as before in seconds, they charging very high interest, for example - I have paid 100 pounds, they charged interest 46. Before I had no interest to pay for 12 months if repaid in full in time. I had NO notification that I will have that high interest. I had no notification that the date of payment will change, I always paid in 1st of month.
This change is not good move for Argos, they will lose a lot of customers. I will try to find legal information about all this situation and will take legal actions!!!
I have purchased last thing with the meaning to repay in 12 months with no interest. The first payment was paid to old Argos card and was taken in full as a payment. The second one 100-46 interest. I believe it's a fraud. They've had to give to customers with old credits, to repay everything in full and to charge interest those who will purchase from the new day. Of cause after proper explanation of the interests. I do not recommend any of credit cards of New day! They always charging very high interest. And unfortunately Argos will lose another one customer here.

Stay away from the new argos BNPL an absolute greedy thieving bunch.
My first mistake was moving house and buying everything we need on the argos card to the tune of £3000 with the idea that once the house is sold we could clear the balance well within the 12 months.

They split 1 single transactions into 3 separate purchases.

In the midst of the chaos that comes with moving a large family of completely forgotten to pay my minimum. Just shy of £15.
They cancelled the bnpl and will now charge the full amount of interest at over 30%
I paid once my bill once I'd realised my mistake and paid the following month as well.

Customer service was useless, and slow. Over an hour talking to a halfwit I'm now to pay full interest on a purchase we can't afford. We needed to sell the house to pay it all off.

Leaving us now in financial uncertainty.

After 10 years of using our argos card loyally. I am absolutely disgusted. I will never use this ever again. So very disappointed 😞

Hard work! The other way was easier this is just time consuming & stressful

Absaloute joke now...
What happened to if it ain't broke don't fix it... after about 30 mins trying. Eventually made my final payment.
Won't use argos again...

All letters sent out about the change from Argos to Argos Pay stated they offered the same. Using Argos for a lot of years I decided to move with the change and now they have blocked my buy now pay later with no reasoning as my payments are upto date I used this recently and my only calculation is so they can receive interest on top of my payments. BUY NOW, PAY LATER, INTEREST FREE IS NO LONGER AVAILABLE. WHO SAID THERE WILL BE NO CHANGES. YET ANOTHER COMPANY MAKING EXCUSES FOR NOT ABIDING BY THERE CONTRACT

Where do you start with Argos Pay, I have a BNPL plan which ends July 26, it only has a balance of £11.45 twice now I have paid that amount and twice they have taken it off my normal credit, it states the payment is taken off the account with the highest bearing interest part of any monies owed, on July 26 the BNPL will incur 6 months interest, they are not doing what they say, I want the ability to pay monies off of what I want not off what they want. When I bought the items I opened the plan with Argos so it's not on that they just shrug their shoulders and declare it's nothing to do with them it's very much something to do with them. Argos pay by New Day is a disaster.

Cant make individual payments to individual plans. A recipe for mismanagement of payments. There's no insensitive to payoff accounts generating interest. Spoke to customer services and they were shocked i even thought of such a thing. I did suggest i could pay individual plans previously and again they were nonplussed. Hm. Not happy. The answer of course is to ensure i have ONLY 1 plan going at a time, and shop elsewhere.

New Argos pay app is joke!!
Can’t pay off my balance also blocked my account!!!
Never Argos again after 10
years with good service

I used to find the Argos card very useful for the odd bit of shopping in Sainsburys, especially if I was a bit low on funds! When I saw that New Day were taking over, and I could no longer use the card in Sainsburys, I paid up my balance. Reading other reviews on here, I won’t be using Argos Pay. It all seems too clunky. And New Day are well known in the credit industry as particularly revolting (a big ask in that field). So that’s another customer that Sainsburys/Argos has lost.

Absolutely horrible app. I've had an Argos card for years and have religiously bought expensive electrical items and had a wonderful experience with it but since the change to Argos pay I've had nothing but issues and glitches with the app, failing to log in, cancelling payments halfway through and constant "you can't do that". I've now cancelled my account and I'm even tempted to not shop at Argos anymore at all! Screw the "convenience" I think I'll now take my custom elsewhere. Congratulations Sainsbury's/Argos on driving another customer away!

I have never known an organisation not want your money! New Day are dreadful and trying to pay off previously agreed credit payments has become impossible with this new Argos Pay. I have two BNPL plans that end this month, the money is in my bank waiting and I get regular emails reminding me to pay. How New Day, how??
I’m going to make an official complaint. Looking at the complaint process it’s the only way to speak to a human! I hope others do to, the financial ombudsman needs to get involved, they are driving people into more debt!

I was a big fan of using Argos card, now it’s switched to Argos pay it’s a total nightmare. It’s constantly charging me more money even though I pay a monthly direct debit plus more towards my plan and I always pay on time, I only have one plan but somehow it’s asking me for extra payments. Once this is paid off I am finished with Argos pay it’s an absolute joke.

Tried phoning to close account got through to an automated call answering service could not get a way to speak to a person i have cardiovascular disease i thought i was going to have a heart attack eventually I put question to google AI it said put #31# infront of number then don't answer any questions I spoke to a lady called ursula very helpful account closed we are also never shopping at the company who owns argos supermarkets ever again

Was with Argos for 8 years never missed a payment .New system nightmare to navigate automated phone line.Hit me with late payment fee because they didn't set up my direct debit even though I received email confirming payment date .I have paid off what I owe and closed my account and I will be demanding the late payment fee back .Sounds like a scam company in it to make quick money .I really hope this set up is shut down and investigated.

Joining in with everyone else. Had to use Klarna in the end which I didn't want to. Just wanted Buy now Pay Later. Repeatedly, unforgivingly unable to access that particular pay function on the list of payment methods at the end of the order process. Good bye, goodnight, you ruined something that was working fine for decades. You're going down!

If I had option of no stars I would be doing that,surely if you take over a company surely you should get the basisc right,can't pay on my BNPL interest added of over £25 when my payments are all up to date,do not get the argos card,just a mess I will be paying my balance and closing my account