INF | infplans.com Recenzje 895

Wynik TrustScore: 4.5 na 5

4,5

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Zobacz, co mówią recenzenci

Oceniono na 5 z 5

Kaezer was very helpful and efficient. Quite rare to have an online chat that actually answers your questions rather than pre-programmed ones these days. Thank you!

Oceniono na 5 z 5

I had a really good experience with Kaezer. She helped me pick the right insurance plan for my mother. There was no pushy sales or trying to oversell the services. She was honest in telling me how the... Zobacz więcej

Oceniono na 1 z 5

These guys are a scam! I haven't received money for an approved claim for over 6 months now. They want me to write a physical letter to an underwriter overseas. Robin Assist is supposed to be t... Zobacz więcej

Oceniono na 5 z 5

Great support in helping select the correct plan for my parents. Kaezer was especially patient and helpful. I hope this sort of support exists if I ever need to file a claim.

Informacje dotyczące firmy

  1. Ubezpieczenia podróżne

Napisane przez firmę

At INF Plans, we believe your international travel experience should be defined by happy memories, not worries about healthcare. As a specialized provider of travel medical insurance for visitors to the United States, Canada, and Mexico, we are dedicated to offering a level of protection that standard market options simply cannot match. While many generic plans restrict coverage for older travelers or those with medical history, we stand out by designing inclusive insurance solutions that fill these critical gaps. We are one of the few providers in the world to offer truly comprehensive coverage for pre-existing medical conditions, going far beyond the limited acute onset of pre-existing conditions benefits found in typical policies. Our commitment to inclusivity means we proudly cover travelers up to the age of 99, ensuring that parents and grandparents can visit their loved ones with the dignity and security they deserve. We combine this robust protection with modern convenience, featuring direct billing with major provider networks, integrated telehealth services, and accessible digital tools. With honest pricing and 24/7 multilingual support, we don't just sell insurance; we ensure quality healthcare is accessible and affordable. At INF Plans, we value and respect every traveler, genuinely caring that you are fully taken care of so you can focus on what matters most.


Dane kontaktowe

4,5

Doskonała

Wynik TrustScore: 4.5 na 5

895 recenzji

5 gwiazdek
4 gwiazdki
3 gwiazdki
2 gwiazdki
1 gwiazdka

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Oceniono na 5 z 5

One Word, Mindblowing !!

Thank You Khai, Keigh & Syra !!
These guys are amazing. They provide detailed answers, and to the point info. No stupid Medical field jargons or needless big words and stuff. Their Policy wordings are easy to understand but still these support guys go beyond and help dissect it further to help us understand. I even asked them scenario questions and they helped me there also, Just Mindblowing !!

1 stycznia 2025
Opinia niezależna
Oceniono na 5 z 5

All my concerns where taken care of.

I had a number of questions I was unsure about after going over the quote and brochure. The agent was quick and detailed in their responses. The agent left me feeling calm about having piece of mind for the duration of my overseas stay.

I did find it odd that no support agent ID number could be provided. Or an inquiry # to refer to in future. It would save my end time not having to potentially explain things over when another agent takes my call/chat.

Overall a great experience though. Thank you so much!

15 listopada 2024
Opinia niezależna
Oceniono na 1 z 5

I will give a big zero rating to this company…

I will give a big zero to this company as they cheat the customers by quoting irrelevant clause. My mom visited US very recently and I obtained a visitor's from this insurance company. They promise a lot and unfortunately people get trapped. In this instance my Mom had to consult a doctor as she found some growth. We talked to the insurance agent and got a list of Doctors for consultation. At the doctor's clinic,I made a call to the insurance agent as the Clinic reception was not prepared to accept the insurance coverage as they do not trust the visitor visa providers . After getting a commitment from the agent,the clinic allowed my Mom to consult the doctor,who recommended few tests to verify the growth cancerous or not. Subsequently the results came out as cancerous,which needed visit to the Doctor. To our surprise,the clinic sent a bill for demanding full amount indicating that the insurance company refused to pay. I contacted the insurance agent,who informed that no amount is payable quoting a clause that says no amount is reimbursabpe for cancer related treatment. I argued that their agents agreed to pay at the time we went to consult and whatever expenses incurred was only to detect if the symptom is cancerous and as such this expense can not be treated as amount for cancer related treatment. We would not have consulted this particular clinic if the insurance company had informed about no payment, my mother would have approached either other clinics in US which are reasonable or flown back to get treatment/check up at a cost far less than the amount we have to pay here and better clinics with better facilities. We are now contemplating to approach the news agencies,other social media to make the public aware of such unethical insurance companies so that such companies are isolated. Also,we will approach the insurance regulatory agencies for action against the company.

13 września 2024
Opinia niezależna
Oceniono na 1 z 5

This is the worst insurance

This is the worst insurance. You are better off not having an insurance. Don’t waste your hard earned money. They don’t pay you anything and don’t have the basic knowledge of processing claims. They promise to cover all the claims but once the procedure is completed they don’t pay a single cent.

23 września 2024
Opinia niezależna
Oceniono na 4 z 5

2023 claim still pending

Once you have an expense, they ask you to contact RobinAssist. This claim will go in cirlces and not get resolved. I had a UR visit which is supposedly covered, but the UR sent a bill of over $X and RobinAssist and INF have just kept sending mails saying they are working on it. I don't think they plan to cover/close the claim.

I would avoid using INF and RobinAssist

Update as of 4th Oct: once I looped in 'operations' team of INF my request has gotten priority (after a year). Note: the 'support' team of INF was already looped in (not 'operations'). I understand medical notes are needed, but we have this open for over a year with no progress. Will update this comment shortly based on progress

Update 10/19: it's getting close to resolve now

Update 10/22: it's been resolved. Took a year, which was not a good experience. However it's resolved now and we can close this

28 września 2024
Opinia niezależna
Logo INF | infplans.com

Odpowiedź od INF | infplans.com

Hi Manoj - thanks for reaching out. It appears that the claims team was waiting for crucial medical notes to adjudicate your claim. We were not aware of the situation until you emailed the operations team on Wednesday, October 2nd, 2024. Once we were aware, we fast tracked the claim for you and got it paid immediately with no issue.

Members should know when they have a problem with the claim office, if they reach out to INF, we will be your advocate to get your claims paid as soon as possible. It's our fidiciary responsibility to every member to ensure claims are paid in a timely manner. Sometimes- procedures requiring medical notes from the provider are required to pay the claims. However, in certain cases like yours, we will work with the claims team if we see it is eligible and payable, and fast track a solution for you.

We hope this was an enjoyable experience, wishing you and your family all the best and a happy journey. Thanks!

Oceniono na 1 z 5

Fake Promises by INF Operations Team - Avoid

I purchased INF Elite insurance for my mother while she was visiting me in the U.S. Initially, I bought coverage for 90 days, with the plan to renew if she stayed longer. As the 90-day period ended, I attempted to renew the policy, only to find that the premium had increased by $100 per month. When I contacted their operations team, they assured me that, as an existing customer, I would still qualify for the original rates and promised to refund the difference. I proceeded with three monthly renewals based on their assurances.

However, after six months, they refused to issue any refunds and even threatened me if I shared this experience on social media. This raises serious concerns about the integrity of the company. I will avoid this insurance moving forward and strongly advise others to do the same.

2 września 2024
Opinia niezależna
Oceniono na 1 z 5

Worst coverage

24 sierpnia 2023
Logo INF | infplans.com

Odpowiedź od INF | infplans.com

Hi Komal - we are sorry you feel this way. We did indeed pay over $30,000 in claims to you, along with providing an ample discount from United Healthcare to lower your out of pocket expense.

In the future- if you want better coverage for pre-existing conditions, we suggest enrolling in the Hop Trip Assist Plus plan, which covers 80% for pre-existing conditions up to $300,000.

Oceniono na 1 z 5

Terrible experience, feels like a scam

I have been buying this insurance for my parents for a while now and this year we got to visit a doctor's office for the first time and the experience was horrible. The plan was INF elite premier which is the most expensive one and yet the UHC card was not recognized at provider. The number on the back of the card did not connect us to UHC, but to Robin Assist which probably is their claim handler that said the policy is not enrolled yet and it would take 48 hours to enrol. Lots of chasing them and somehow insurance card was entered in the system after 2 days and not there are so many issues. The provider keeps telling me about one issue or the other. I have spent countless hours chasing Robin Assist over phone. Now I got a letter from provider that the insurance claim was denied because date of birth doesn't match. There is some random date that shows up in insurance records. I am tired and would not recommend this company to anyone. It would have been much cheaper for me to pay out of pocket. This feels like a scam to me. Not sure if they care about their reputation. I find their practices deliberate to discourage claims.

10 sierpnia 2024
Opinia niezależna
Oceniono na 4 z 5

Excellent sociétés d'assurance

Une grande société, avec une bonne qualité d'assurance et une conformité de hôte gamme. Et réservé au luxieux . Avec Hop Assurance, le monde est à vous et voyager sans le moindre contrainte.

21 lipca 2024
Opinia niezależna
Oceniono na 5 z 5

INF Saved Us

Got coverage for my Mom from INF, she has high blood pressure - syncop. During her visit, I had to take her to the hospital, and she was admitted for several days. We got a bill for over $100,000, but only had to pay several thousand dollars out of pocket. INF Elite covered the rest. We would have been devastated without INF. I can't recommend them enough.

9 lipca 2024
Opinia niezależna
Oceniono na 1 z 5

Did not cover bills

Purchased INF Premier for my mom (member ID ending in 9299) visiting from June 2023 till Feb 2024. We only needed one ER visit during this time. INF told us in Feb that all bills had been settled. However, in June'24 we are finding that the insurance only paid $500 from the approx $5k ER bill. The Premier plan is supposed to cover up to $100k and $15k for pre-existing conditions!! Unfortunately hospitals end up taking a loss in cases like this. RobinAssist which was always chatty and available during plan purchase and doctor referrals is now nowhere to be found.

13 czerwca 2024
Opinia niezależna
Logo INF | infplans.com

Odpowiedź od INF | infplans.com

Hi Rohit- thanks for reaching us. You purchased a fixed benefit plan which pays $500 for ER services. Upon review of our EOB, we actually covered closer to $7,000 for your ER bill are you get the United Healthcare PPO discount. INF Premier is the only fixed benefit plan which provides discounts from United Healthcare- hence your coverage was much higher than the $500.

It is important to note that if you had purchased the INF Elite plan- your out of pocket expense would be only 10% of the total bill. However, since INF Premier is a fixed benefit plan, we paid $500 + a massive United Healthcare PPO discount, making your total coverage $7,196.

Please reach out to us directly, as we have not gotten any correspondence from you on this matter, and we're happy to reprocess the claims to see if there is any additional discounts we can provide you. You can email us at operations@infplans.com, thank you!

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