Argos Credit Card Recenzje 

The worst experience ever. I used to love the old Argos card. Since it’s changed I don’t. It’s not easy to use if you are partially sighted. I have 3 cards saved and 2 of them keep saying declined even though there’s money on them. There’s a way to link to the bank first which has me feeling suspicious. Not happy.

Paid off, closed account. Too complicated, argospay big fat 0 stars usability.

Argos pay app is a disgrace of an app. Iv had my Argos card for many years and loved it but now its going in the bin after i pay it off. Argos will go under for treating customers like this.

Whoever pitched Argos Pay to the board is the greatest scammer of all time. Silly app, silly process, overcomplicated. What a downgrade.

Been with Agos for years no dept always paid ,till now app dosent work ,tryed to pay no hope took nearly 25 minutes to talk to some one to pay ,payed in full no dept, Been told now account is closed this will now effect my credit to finance ,I will not shop at Agos again for anything ,there is no help this time ,they couldn't care .

All I can say is good luck everyone! If you don’t pay in full straight away your screwed they will cut card off and all threats come your way, cancel your card asap and get rid of it that’s what we did

Argos card used to be really helpful but since they thought it was a good idea to change the app completely i can't access it atall it's a loads of rubbish the amount of times I've registered is a joke

It's a shame there's no way to rate it negative! I'm going for a -10! I can't pay off the plan I want - someone else is deciding for me how to manage MY money! This is outrageous and unacceptable! Argos will lose many customers! I DO NOT RECOMMEND!

Argos card app was so easy , argos pay is not , its horrible and difficult, keeps wanting me to connect to my bank which I am wary of and prefer to just make card payments when due . As the wrestling fans would say ...new day sucks !!

The transition from the old Argos Card to the new NewDay-backed Argos Pay app has completely ruined the customer experience. They have entirely removed the ability for customers to choose which specific plan they want to pay off.If you have an active interest-free Buy Now, Pay Later (BNPL) plan, you cannot chip away at it if you owe even a penny on standard credit. The system forces all manual payments to clear standard interest-bearing balances first. While they claim this is to help the customer, it acts as a deliberate trap. It forces you to leave your 0% promotional balance untouched while your deadline ticks down, maximizing the risk of getting hit with massive, backdated interest penalties when the plan expires.To make matters worse, the new mobile app is completely unstable and constantly throws connection errors, locking customers out from checking their account dashboard. Customer service is nearly impossible to reach, and agents give conflicting information about how extra payments affect fixed Direct Debits. This system feels designed to trap everyday consumers into a cycle of debt. Avoid using Argos Pay.

Avoid! This card gets you In massive debt. Get charged £45 fee each month, which over laps, i hadn’t used the card in months, now in debt trying to pay it off. AVOID

Wow, where to begin? Not even going to as lost the will to live and I feel very sorry for helpful staff instore who can only say so much. Awful transition and have broken something that didn't need fixed. Customers like me will leave in big numbers.

This app is the worst I've ever used..you can't even pay what you owe it's a nightmare....

From the beginning, at launch, there were too many issues to list - from registration glitches, incorrect information on next payment date (which led to a late charge) etc; however, the biggest gripe for me is being unable to pay as and when I want against the Buy Now Pay Later balances. I always pay 3x the amount requested from my normal balance, and then chip away with larger payments against the BNPL - you cannot do this anymore!!!! Whatever you pay, they decide where to apply it and this is under the header of; "Your payments will be automatically applied in a way that helps you pay less interest and maintain any plans you have on your account" - however, in the real world, I would far rather have complete control over where my money goes! I will hazard a guess, that later down the line, there will be repercussions for the company because of this. For Example: If I want to pay 3x the amount of my Normal Credit, I should be able to do this - and if I want to pay a block payment of a BNPL in full, I should be able to do this too - the way the new system works, the app will attribute the relevant funds where it sees fit, which could mean splitting the aforementioned block payment against two BNPL - it will cost more in interest for the consumer! I am not just unhappy about this, but livid.

I getting ride of argos pay. after clear my balance I will not using argos payment option anymore. The interest are so so high this is unbelievable. Every month I pay it's looks like the balance is not going down. Honestly it's very stressful. Since argos card changed to argos pay each month they apply interest of £15 this means I will never end up this bill.

Very poor not being able to select your normal credit balance or your BNPL balance to pay off

When I moved into our old house,I applied for a Argos card.I spent around £1300.00 with a £5,000 credit limit.I made the minimum monthly payment on 23rd of every month.I wanted to reduce my balance.I stopped spending on the card.I received a letter to advise, that as I was in persistent debt.That they could withdraw the card.Which they did.I was not concerned as I no longer wanted to do business with a company that operates this way.Two years ago I paid of the balance in full.I asked them to close the account down.I then receive a statement to advise I am £30.00+ in credit.I contacted Argos, they advised they cannot close the account down,untill I prove that I made the over payment on the account.Meanwhile as I am in credit they refuse to close the account down & request that i set up details to make any payments,I have paid the balance off in full.They continue to send statements, when I have no active card on file.Have not made a purchase in 3 yrs+.I have suggested they refund me using the same bank account.No they are not going to do that.But are happy to send statements with the credit balance to stay on the account.another further insult,they have placed my account on my credit reference agency, when I have no active balance.I have asked them to close the account & keep the balance.I am in the process of contacting Clear score to get them removed.Need I say more!

Absolutely rubbish - cannot log into my account.

The new app is absolutely terrible. I will be closing my Argos account and never shopping there again. What a shame as it was previously great

Wont let me login to pay/register,incorrect details, yet argos will let me login to buy! I got a new phone because of the 12 months interest free but seems thats not the case anymore because other older purchases on the same plans. So i rang up and tried to pay on my credit card so i could get the 12 months inerest free that i was sold. plus a 3% charge for my trouble to be told argos pay dont accept credit cards. Looks like argos have been taken over by the mafia! Good luck with martin lewis!!