Chociaż nie weryfikujemy konkretnych wypowiedzi, ponieważ opinie recenzentów są ich własnymi opiniami, recenzje mogą zostać oznaczone jako „Zweryfikowane”, jeśli uda nam się potwierdzić, że doszło do rzeczywistej interakcji biznesowej. Dowiedz się więcej

Aby chronić integralność platformy, każda recenzja na naszej platformie—zweryfikowana lub nie—jest sprawdzana przez nasze oprogramowanie działające w trybie 24/7. Technologia ta została zaprojektowana w celu identyfikowania i usuwania treści, które naruszają nasze wytyczne, w tym recenzji, które nie opierają się na prawdziwym doświadczeniu. Zdajemy sobie sprawę, że możemy nie wychwycić wszystkiego, dlatego możesz oflagować wszystko, co według Ciebie mogliśmy przeoczyć. Dowiedz się więcej

Zobacz, co mówią recenzenci

Oceniono na 1 z 5

They give three stars to a company that 89% of people submitting a review on trustpilot etc give one star to and from personal experience can confirm one star is too much. Shameless. "Here eat this... Zobacz więcej

Oceniono na 5 z 5

Bought Car insurance from Money Supermarket for my son, who just passed his driving test. The quote I got was from Hastings Direct (Your Drive Policy). So far, Defaqto has listed what this insurance c... Zobacz więcej

Oceniono na 1 z 5

I choose insurance taking these ratings in to consideration as how good a product is but if the company behind the product is useless then you suffer. As with the post from Claire I bought Homeprote... Zobacz więcej

Oceniono na 1 z 5

Admiral given defacto 5 star. Thought I could rely on this. Cracked windscreen not covered which is hardly class as excellent overall cover. Defacto won’t state what makes up different levels of cove... Zobacz więcej

Informacje dotyczące firmy

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  2. Usługi informacyjne
  3. Badania rynku
  4. Pozabankowe usługi finansowe

Napisane przez firmę

Defaqto is the UK’s most trusted source of financial product and market intelligence, supporting the finance industry and consumers to make smarter financial decisions. We maintain the UK's largest financial product database and use proprietary research methodology to develop independent ratings, reviews, insights and technology. By bringing together product data, technology and consumer insight we are in a unique position to help everyone make smarter, more informed financial choices now, and in the future. And in doing so we hope to raise industry standards, power consumer choice and help the industry meet evolving customer needs. Defaqto Star Ratings allocate a financial product or proposition a rating of 1 to 5, depending on the quality it offers. With a 4 or 5 Star Rating indicating the most comprehensive offerings in the market. Our experts analyse every product on the market (that we know about). We rate financial products in terms of feature quality and comprehensiveness. We do this by creating a list of criteria to score financial products and propositions. We do not charge financial providers to rate their products and they cannot influence the data we collect or how we present it. As we rate the product, not the provider, we do not include customer service or a provider’s processes in our Star Rating criteria. Defaqto is independent and not a regulatory body. We do not have any authority in disputes between customers and financial product providers and cannot comment on individual cases.


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Wynik TrustScore: 2 na 5

33 recenzji

5 gwiazdek
4 gwiazdki
3 gwiazdki
2 gwiazdki
1 gwiazdka

Nie odpowiedziano na negatywne recenzje

Jak firma korzysta z Trustpilot

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Oceniono na 1 z 5

Scammers

They give three stars to a company that 89% of people submitting a review on trustpilot etc give one star to and from personal experience can confirm one star is too much.
Shameless.
"Here eat this three star turd - believe us it tastes great." Defaqto review of post office travel insurance.

25 listopada 2025
Opinia niezależna
Oceniono na 1 z 5

Fundamentally compromised

Like any agency that receives it's funding from the organisations that it reviews - which is by definition a compromise of interest.
In my case a 5* rating for an insurance company that by policy prevents you from having access to your contract documents by locking you out of your account as soon as a claim is made, even to the point where you are prevented from submitting a written claim when a third party hits your vehicle and prevents you from having access to the incident details that are recorded over the phone to the agent that barely understands English - so any errors in that information go unchallenged.
So a 5* rating bears no resemblance to the service you can expect from that company & you would be better served by looking at google reviews where users are able to pass on their actual experiences, rather than the organisation reporting on itself.

3 stycznia 2026
Opinia niezależna
Oceniono na 1 z 5

Defaqto’s scoring is a scam

Defaqto’s scoring of industries is nonsensical and meaningless in any real sense. Not to mention they don’t provide their scoring system without paying thousands for it. Take a look at any industry and what is getting 5 stars, if you’re aware of that industry you will know that those awarded 5 stars could only possibly get there by some underhand pay offs as they are all underserving. Scam of a ratings company.

8 października 2025
Opinia niezależna
Oceniono na 5 z 5

Bought Car insurance from Money…

Bought Car insurance from Money Supermarket for my son, who just passed his driving test. The quote I got was from Hastings Direct (Your Drive Policy). So far, Defaqto has listed what this insurance covers and don't cover. The star rating is only in regards to the product features and not about the actual Insurer's Service level. You can buy a 5 star defaqto rated product but if the provider has crap customer service, defaqto has nothing to do with that. Defaqto rates the product features only and not the level of customer service. I see few reviewers here ranting about their bad customer service experience and blaming the star rating. In may case, I had no problem with Hastings (luckily) but I wouldn't bark at defaqto if I have something gone wrong with Hastings.

1 maja 2025
Opinia niezależna
Oceniono na 1 z 5

Misleading and complete waste of time...

I'm confused as to the point of this company. I used a comparison site (go compare) for travel insurance and started to single out candidates based on the Defaqto star rating. Having narrowed down to a few options I came here to verify their recommendations. Defaqto are rating policies as 5 stars when the provider has only one and a half stars and appalling reviews on trust pilot? They say they gather the data from overall customer feedback from many different sources across the web. Well erm.... clearly not. Has made me question the credibility of Go Compare and will now try another comparison site that doesn't use this agency.

30 lipca 2025
Opinia niezależna
Oceniono na 1 z 5

Scammers

They give insurence companys a fake 5 star review when they are below 3 stars. Scammer of scammers

9 czerwca 2025
Opinia niezależna
Oceniono na 1 z 5

A scam bisiness giving star rateings to…

A scam bisiness giving star rateings to dodgy companies to dellude the consumer into a false sense of safety. These people should be closed down. If you read the reveiws on any of the reveiw sites its all the same negative comments. Haveing experienced scam businesses who have been given FIVE STAR rateings this rateing service is worthless and far worse. Its dangerous

11 kwietnia 2025
Opinia niezależna
Oceniono na 1 z 5

Rubbish rating

Rubbish rating! Chose 1st central for car insurance as they had a good defaqto rating. Misleading! The company is a scam- charging additional premiums after insuring. Do not trust Defaqto

15 stycznia 2025
Opinia niezależna
Oceniono na 1 z 5

Needed to cancel my insurance.

Needed to cancel my insurance. as am getting a mobility car and the insurance is sorted by them. To cancel I was quoted £118 and asked if I wanted to pay YES or NO. I selected no, but it still cancelled the insurance. I could only speak to them via live chat and was basically told tough!!!! My wife’s insurance is £40 to cancel (a similar yearly priced insurance, due on the same date, just didn’t need to cancel that one). What cowboys!! Really not happy steer clear, it’s one thing to pay for changes, but that takes the biscuit.

25 października 2024
Opinia niezależna
Oceniono na 1 z 5

Defacto is related to my £3500 cost for…

Defacto is related to my £3500 cost for repairs due to a breakdown in my Ford which took the Breakdown company CoverMydotcodotuk 4 hours to get to when car was backing a major highway causing 6 mile tailbacks for 4 hours. 7Hour experience with 10 hours to get home.
All breakdown companies are worthless..
Defacto is also at fault.

20 stycznia 2024
Opinia niezależna
Oceniono na 1 z 5

Very poor service with O2

Very poor service with O2. I phoned up to look at an upgrade and someone promised to call me back at 2pm. No call.
I also needed to change my name to my married name, took 2 phone calls and passed to 6 people, still not sorted or received the link to upload my documents. Looking at moving networks now, shocking service

21 lutego 2024
Opinia niezależna
Oceniono na 1 z 5

MISLEADING INDEED

MISLEADING? IN NO WAY DOES IT SAY IT MEASURES THE CUSTOMER SERVICE PROVIDED BY THE BUSINESS. The defaqto star rating only measures the promised content of whoevers policy you are reading about. BUYER BEWARE!

28 listopada 2023
Opinia niezależna
Oceniono na 1 z 5

Paid for ratings?

I didn't ask for the 'Defaqto' ratings when comparing car insurance or breakdown cover but they always seem to be there like some qualified endorsement of a provider. The 'sales@...' email address on their website might have been a clue. Their high rating of Rescumycar.com was far from my own experience - nothing more than decoration, as it turns out.

27 października 2023
Opinia niezależna
Oceniono na 1 z 5

What's the point of defaqto

What's the point of defaqto? The car insurance comparison tools give you their rating but then to expand on the reasons why that rating the defaqto website doesn't show any information about it! Useless

28 sierpnia 2023
Opinia niezależna
Oceniono na 1 z 5

I have recently had dealings with two…

I have recently had dealings with two large companies who had high Defaqto ratings and I was totally amazed by their exceptionally poor service. So much so that I wouldn’t trust this rating system at all. Both companies have admitted that their service was not up to standard and offered us apologies and compensation. The companies were Flow Insurance and Purely Pets.

21 czerwca 2023
Opinia niezależna
Oceniono na 1 z 5

What is Defacto?

What is Defacto?
What it is not is a rating on price or service.
There are plenty of websites that say what it is not but no one is saying what it is.
So question what to do measure? they measure "core" something. They update on 1st Feb every year. They do everything EXCEPT tell you what they actually measure . What an absolute con. This is just in industry marketing.

25 kwietnia 2023
Opinia niezależna
Oceniono na 1 z 5

Their rating’s are worthless!

Over the years I’ve trusted the experience and opinions of others, including slick looking reviewers like Defaqto. On more than one occasion I’ve had very poor experiences with companies rated highly by them.
On one such occasion I contacted them to share my experience and was told that their criteria for judging things are not, I think, what a normal person values.
So, be careful and don’t place much trust in their ratings!

18 kwietnia 2023
Opinia niezależna

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