Pure Retirement Ltd Recenzje 

577
•
Wynik TrustScore: 4.5 na 5

4,7

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Zobacz, co mówią recenzenci

Oceniono na 5 z 5

I was contacted personally after completing my request to withdraw my drawdown. The lady was very thorough and courteous and ensured all details were correct . The transaction was swiftly completed.... Zobacz więcej

Oceniono na 5 z 5

Equity release always a good service but sometimes a bit slow but very polite and helpful, better now I am registered online Shane was a delight today so refreshing after an awful week with other... Zobacz więcej

Oceniono na 3 z 5

Seemed an overly long and officious process for an existing mortgage customer. My old banking contacts tell me the fca do not require a new valuation if the existing one is more than 6 months old and... Zobacz więcej

Reakcja na opinię

Oceniono na 5 z 5

Pure retirement are an excellent provider for later life schemes enabling you to stay in your home and enjoy Your life without the extra cost of selling and upheaval of finding a new home. The... Zobacz więcej

Informacje dotyczące firmy

  1. Pozabankowe usługi finansowe

Napisane przez firmę

Pure Retirement Ltd For Customers. Pure Retirement was founded on the belief that everyone deserves to enjoy their later years. Equity release allows homeowners to access the funds in their property so they can enjoy the retirement they deserve. Choosing to release money from your home is a big decision so we only accept applications from fully qualified equity release advisers, making sure that you receive full advice on all of your options. We follow the FCA specific financial services standards ensuring our products and services are aligned, giving you the confidence in your policy with Pure. Trustpilot is not a place for reviews with regards to equity release as a whole, but more a reflection on the service we provide as a business to our customers, that have sought to release equity from their homes as part of a guided decision-making process. We are not affiliated with advice given from your financial adviser, but simply we are the lenders for lifetime mortgages.


Dane kontaktowe

4,7

Doskonała

Wynik TrustScore: 4.5 na 5

577 recenzji

5 gwiazdek
4 gwiazdki
3 gwiazdki
2 gwiazdki
1 gwiazdka

W ostatnim czasie nie zapraszano do recenzowania

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Odpowiada na 100% z negatywnych recenzji

Zwykle odpowiada w ciągu 1 tygodnia

Jak firma korzysta z Trustpilot

Dowiedz się, w jaki sposób pozyskiwane, oceniane i moderowane są ich recenzje i oceny.

4,7

Wszystkie recenzje

(577)

Liczba recenzji w ciągu ostatnich 12 miesięcy: 146

Napisz recenzję
Firmy korzystające z platformy Trustpilot nie mogą oferować żadnych zachęt ani płacić za ukrywanie recenzji. Recenzje są opiniami poszczególnych użytkowników, a nie platformy Trustpilot. Dowiedz się więcej

Oceniono na 4 z 5

A further Advance from Equity Release

Having applied for a further advance via a mortgage broker we found that Pure were able to help us with a suitable deal. Everything went smoothly enough although our offer was "lost in the post" and we had to print off and send back a copy from the emailed offer letter. This caused a small delay but other than that it all went smoothly and as expected.

28 sierpnia 2025
Opinia niezależna
Oceniono na 4 z 5

Beware the drawdown

A month ago we would have given Pure Retirement 5 stars. We took out a drawdown equity release so that we only paid interest as and when we wanted to draw down. Our initial drawdown was at very good rate before interest rates went up. Our second drawdown was at a much higher rate but seemed to be in line with the market BUT just a few months later we took a third drawdown and the interest rate was very high (a whole percentage point higher than just a few months before and much higher than the market even though interest rates generally had fallen and I couldn't find anywhere that indicated bonds or equities or any other measure had worsened a whole percentage point). I gave Pure an opportunity to explain but they wouldn't or couldn't. We are trapped with them as a lender mainly because the initial drawdown was at a low rate when interest rates were low (in addition there are penalties) and there is a concern now that as there is no competition they will not offer a competive rate for further drawdowns. We will see what happens next time we drawdown and will update this review depending on if this confirms this is what Pure are doing or not.
Pure have since responded and we are satisfied with that provided that it holds true.

15 sierpnia 2025
Opinia niezależna
Logo Pure Retirement Ltd

Odpowiedź od Pure Retirement Ltd

Hi Keith,

The interest rate on a drawdown is determined by the rate a new mortgage would attract at the time it is applied for (please see section 2.2 of the Terms & Conditions you’ll have received along with your original lifetime mortgage), and is driven by Gilt rates. It is essentially a new loan on the rates available at the time on that particular mortgage product, rather than being rates specifically for drawdown, or which apply exclusively to drawdown customers.

Hope that helps and many thanks,
The Pure Retirement team

Oceniono na 5 z 5

Good drawdown experience.

My drawdown claim was dealt with smoothly and without problems. I contacted the help line on a couple of occasions to clarify some points and was advised in a competent and efficient manner.

12 sierpnia 2025
Opinia niezależna
Oceniono na 5 z 5

Really good company

I've been with them for few years now and honestly find them very helpful and knowledgeable so they've put me at ease with any questions and guide me. Out if all the ck.oanies out there doing equity I would definitely recommend these guys

24 lipca 2025
Opinia niezależna
Oceniono na 5 z 5

The overall process was efficient

The overall process of requesting a drawdown is quite simple and straightforward.
Contacts spoken with were polite. Knowledgeable and efficient.
Information provided in an easy to understand formst

23 lipca 2025
Opinia niezależna
Oceniono na 1 z 5

Our problem with Pure Retirement is their COMPLETE AND TOTAL INCOMPETENCE, YES INDEED!!!!!!!!

Our problem with Pure Retirement is probably a little different to most in that we used them just three or four years ago and had no issues at all until now when we decided to move home. My mother in law died enabling us to buy the property from the family and it is of course really well known to us as it was built by my wife's grandfather for his retirement in 1960, so some 64 years ago, and so has been known to my wife since she was 5 years of age. We have been married for nearly fifty years and since appearing on the scene all those years ago I have always done any maintenance needed as I have practiced as a village painter and decorator and maintenance/builder and so know the physical building better than any one. Anyway we approached Pure Retirement with the view of continuing our agreement but they then told us that they could not continue as now the whole area has been said to be in a flood area so at risk and they will not lend on any such property. The flood problem in the village is there though the family property has never been even close to any flooding and I have never ever seen the garden remotely wet let alone flooded but we went along with them and their rules and asked and then paid the settlement figure of about £107,000 which luckily we could afford as we had been left some money by my mother in law so could. Our gripe is with the total incompetence that has since ensued. We are told by our solicitor that a mortgage still shows as existing on our property which of course doesn’t exist any more as we have paid it off some two months ago. This is now causing us problems with our buyers solicitor and the sale of our property and this is being caused completely by the incompetence of these people. I am now having 'prove' we have paid them off which I wouldn't have to do if they did their jobs properly. As and when this is all sorted I will return here and complete the story but for now I will just say this. If they are one of the better companies to deal with I shudder to think how bad the others are! My advice? Go elsewhere but be very careful!!!!!! Their customer care once they had lost their grip on our finances just disappeared. Incompetent is just one word that describes this shower and I would have loved to proceeded that word with a few others but my wife has asked me to keep it all polite, well I have for now! A little update for anyone reading. According to PR its the Land Registry's fault as they have been told of the removal of the mortgage but according to my solicitor who contacted the LR today asking for the update to be done ASAP it should be PR doing the asking so why hasn't PR realised that they need to speak to the LR again as their initial request/notification fell of deaf ears? So it looks like it is the Land Registry who are being slow to update things and I am sorry to have blamed Pure Retirement but I will leave this revue for the moment in place until it has been resolved.

23 lipca 2025
Opinia niezależna
Logo Pure Retirement Ltd

Odpowiedź od Pure Retirement Ltd

Hi Graham,

Thanks for taking the time to leave a review. Having checked out records we can confirm that we submitted confirmation that the mortgage had been discharged to HM Land Registry on 9th June 2025, the same day we received the funds. This can be seen as a pending application on HM Registry and would be available to view by your solicitors who would also be aware of the registry’s timescales for processing applications. We would expect them to have provided this information to you, and we are disappointed that you were appear to have not been advised of this by your conveyancers.

Thanks,
The Pure Retirement team

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