Incompetent or liars
I was trying to get my insurance cancelled for at least four months and every interaction I had with them was wrong. The first two times I tried calling they told me they would cancel it immediately, the third time I called they told me if I did cancel it then it'd be moved to a dealership's insurance so I agreed to keep it for the time being. After getting new insurance the insurance broker contacted them with proof of new insurance and a forum - of which they ignored. After being billed for a fourth month I finally got it cancelled, only to be told they could only give me a 46$ refund for a 187$ charge but it would be instantly.
It was not instantly refunded.








