Not a bad card overall
They have upset many people with reducing the cashback from 3% to ~1% (the additional 2% are kinda hard to get, you need to be a top referrer), and now it’s not direct cashback. It’s via points and redeem system.
It’s your average crypto card.
The Good:
- 0% crypto to USD conversion
- 0% foreign exchange fee on premium tier, 1% on free tier. Some crypto cards have 2.5% fx fee, so not bad.
- USD account in your name
- 180+ countries supported
- Nice looking Metal cards in Gold and Silver
The Bad:
- No Apple Pay. This one is pretty major. You will need to order the physical card and take it out of your pocket every time you want to use it in the real world.
- the disappointing cashback reduction from 3% to ~1%
- monthly spend limit is 30k, so you can’t really move a lot of money, it’s more for personal use. It will not be suitable for you if you’re a serious crypto trader or a solopreneur receiving money for your work from overseas. That said, they do offer limit increase on a case by case basis.
Not a bad card overall.







