The Debt Clinic by DebtDoc—Riba Free Debt Solution Recenzje 247

made it very easy to get the whole process underway

I came very close to signing up with The Debt Clinic and backed out only after reading the contract carefully. Sharing my experience so others can make an informed decision.

My representative was Muslim and leaned heavily on our shared faith to build trust. That worked on me at first, but the warning signs added up fast. Every time I asked a direct question about what would happen to my credit, he avoided giving a straight answer. I was also told the deadline to sign was only a few hours away, which left me almost no time to actually read what I'd be agreeing to. That pressure is what made me slow down instead of speed up.

When I finally read the contract in full, it was clear this is a debt settlement program, not the interest-free arrangement I was led to expect. Under this kind of program your accounts go delinquent, your credit takes serious damage, and that damage can sit on your report for up to 7 years. They negotiate lower payoffs with your creditors, and the gap between what you pay in and what they settle for is largely eaten up by their fees. My monthly payment was structured to total almost exactly my current balance, so it looked like a simple 0% plan, which conveniently obscured how the fees and settlements actually worked.

When I raised these concerns, my rep went quiet and effectively ghosted me. Throughout the process the agent also repeatedly pointed to their high Trustpilot rating as reassurance, which in hindsight stands out.

My advice if you're considering this: read every line of the contract, ask explicitly how your credit will be affected and get the answer in writing, and don't let a countdown clock rush your decision. Based on my experience, I can't recommend them.

Easy and clear. They walked me through the process and helped so much.

Abdullah was outstanding on giving me the informations about the program, how it works, and how the program will help me to mange my debit - Riba free - and to bring back Baraka into my life.

Alhamdulllah, Baraak Allah Fekom. May Allah bless you all.

Honestly this is great. Abdullah was great and helped me with my debt issues. 100% interest free and I can’t wait to be debt free inshallah!

That was a dream come true, May Allah reward all of you.

Exceptional Guidance from Brother Faris — Truly Life‑Changing

My experience with Brother Faris AlAhmad at MyDebtClinic (Debt Doc) has been nothing short of outstanding. From the very first conversation, he explained everything with clarity, patience, and genuine care. He walked me through how this riba‑free Islamic institution works and how their process can help reduce my debt in a halal, responsible way so I can finally work toward becoming debt‑free, Insha’Allah.

What meant the most to me was how comfortable he made me feel throughout the entire journey. He never rushed me, never made me feel judged, and always ensured I understood each step before moving forward. His professionalism and sincerity truly reflect someone who wants to help people regain control of their finances in a way that aligns with their faith.

I’m extremely grateful for his support, and I pray Allah rewards him for the work he’s doing. Insha’Allah many others will benefit from Brother Faris just as I have. Highly recommended.

It was great interacting with Shady. Explained all very well.

Shady was incredibly helpful and made the entire process seem much simpler and less stressful. I truly appreciate his guidance and support. May Allah reward him abundantly for his kindness and assistance.

Jad Othman was upfront and honest in all aspects of the application and program disclosures. The process was smooth and user friendly. I will not hesitate to recommend Jad and the program to friends and relatives.

The process was smooth, Jad Othman provided all the details and helped me start the Debt free program.

We recently enrolled in The Debt Clinic, and so far the onboarding experience has been very positive. Shaady was extremely helpful throughout the process, took the time to answer our questions, and was patient and supportive every step of the way. We appreciate his professionalism and willingness to guide us through the program. Based on our experience so far, we're looking forward to working with the team.

Shady was extremely helpful through the process of helping me get rid of my interests/riba.

Shady , was the greatest person I ever talked to, he was really nice and it was easy to deal with him , and he was very respectful and helpful. May allah gives him rewards in akhaira inshallah .

Shady helped me get debt free, took time to explain everything much help

Absolutely great conversation at the end I feel peac of mind especially MR. JAD OTHMEN was very helpfull and helped me to get out of debt .

Excellent service

Very helpful and kind staff.

I had a very good experience working with Dr. Ramy. He was very helpful and thorough with his explanation on how the program works. I'm looking forward to be debt free and not stress out about my finances. Thank you, Dr. Ramy.