Laya Healthcare Recenzje 

Paying €4k per year to Laya to cover 2 adults and 2 kids. Visited a Laya drop in clinic for an injury and had to pay over €100. On checking, any other hospital would have been cheaper. Consultation fee is €130+, x-ray €100…

Paying nearly €3,000 per year for healthcare from Laya, very poor customer service throughout, leaving me with endless delays, headaches and sorting out treatment for my family myself. Their latest action was to send me a medical record with someone else's name on it. A complete waste of money. If anyone knows of a decent healthcare provider in Ireland, please reply to this message as I'd like to move as soon as possible.

Have been paying an entry level plan for my family of 4 at €2000 per year. Went to book a consultants visit for my son to find that He has absolutely no benefits at all. Free GP online and heart screening. I honestly can't believe I've trusted Laya with my family healthcare.

Overly expensive cover and very poor service. Only moved to Laya due to my company health insurance cover but I will be moving back to VHI very soon. Had an emergency GP visit that needed a ultrasound scan ASAP. All the hospitals very busy due to covid so couldn't get a scan for a month. The Gp got me a scan done in his clinic within days and when I tried to claim it was refused. I rang customer services and they were short and unhelpful, said I wanted to speak to supervisor but none available, was told they would ring back but no contact at all. I have worked all through covid as a frontlineworker for the past 2 years, I was expecting some compassion and understanding from Laya, but no. A sham of a company but luckily my employer is moving his company cover to VHI so Layas about to lose 50 policies. Result.
Dermot

I've submitted two claims that were declined with "more info needed" status. They didn't specify what info do they need to process my claim so for the first claim I had to call them and wait for 25 minutes on the line. I spoke to the friendly staff member and she suggested me to re-submit the claim and add notes when submitting it to specify something they needed. When I've tried to re-submit the claim and appeared that there is no functionality to add any notes.

For the second claim I've submitted I had to call them but couldn't reach them so I left the voicemail and asked to call me back. They called me back the next day and said that they cannot read what service was provided. Doctor put a stamp over the service provided so it might be not that easy to read, but you just need to have some effort to read it. They told they cannot read the service and clinic address, but they just did't try to do it.
Their system is just developed to make you submit claims over and over again and they always find a reason to deny them. Their system only accepts single JPEG file when submitting a claim so I even cannot attach PDF receipts.

My claim for my wife' treatment was unpaid after a month. I waited for twenty minutes on the phone until Laya hung up. Their recorded message blames the poor service on covid. Time to switch to a new provider

As a fully qualified and eligible Mental Health Practitioner I approached Laya and requested to put my name on their database of eligible therapists.
I waited for over three weeks to get an adequate response and there is still a remaining information due from them.
My clients’ mental health and wellbeing is now Laya’s responsibility as people are not in a position to claim their due expenditure because of Laya’s lack of professionalism and neglect.
I will make sure this provider is not recommended by me to any of my clients. If there was an option to rate the service as zero it would have been my rating.

Terrible service. I rang to speak to an operator. Got so much irrelevant information it was mind boggling before being requested to press 1,2 or 3. Really long waiting times for calls. When I did press 1, I got mind numbing music and not even told when an operator would be available. Stressed after waiting 15 minutes to pay a bill of over €3000 ...very unprofessional.

Very poor customer service agents, not helpful and basically not competent. The claim for ultrasound was processed as consultant visit (meaning no payment due). It turned out we had duplicated the consultant invoice and not sent the hospital ultrasound receipt. When this was rectified by submitting the actual hospital invoice, they ignored this and kept referring to the consulting invoice. I pointed out in emails and in phone calls that the hospital invoice had now been submitted but it was continually ignored. I then wrote a letter of complaint and posted it and only then did they process the hospital ultrasound invoice and they never apologised for their ineptitude.

A very bad health insurance. Seems good in a first glamps, a nice phone App and people answer you quick, BUT lots of cases where "your policy doesn't cover it...". Very bad for dental expense, nothing for abroad expense (even if a case of Emergency, they ALWAYS find something to say it's not cover by the policy).

My LAYA contract is paid by my employer. I'm going to cancel it and pay another one myself.

LAYA = ZERO

Terrible service. Really long waiting times for calls. Not even the simple 'time to when an operator is available' facility. I got a call in work then and the caller was put out that I could not speak at that work-time, so unprofessional.

Rang Laya today to review my Policy.
All I got was a pre-prepared speel about a new more expensive policy.
None of my questions were answered.
Why did I bother ringing.
Take note laya.

A table of benefits is provided with policies, however there is an arbitrary review of the amount payable despite the table. As such, claimants may find their benefit does not match the documented amounts. This is very unsatisfactory and akin to false advertising. "Looking after you always" is subject to the providers review and not in the interests of the customer.

THEY CHANGED MY DATA ON LIFE POLICY AND THEIR ADVISOR TOLD ME IT MUST BE CANCELLED AND I HAVE TO BUY ANOTHER ONE.I CANNOT CHANGE EVEN MY ADDRESS THEY SAID.ANY CONTACT WITH THEM.

Last year I had MRI foot done and as usual before the scan I rang laya to confirm that I am covered for the scan. They confirmed that I am covered for MRI leg scan so I proceed with the scan. 2 months ago I received letter from Scan center saying that laya didnt pay the bill and the bill is overdue now and I have to pay 240 eur.
I followed up with laya to seek explanation. Laya CS replied that my policy does not cover foot MRI neither foot MRI with gp referral letter. After thorough review of my policy documents I couldn't find any info related what MRI scans I am covered for and which one I am not and neither none from laya said anything about MRI scans requirements and confirmed that gp referral is enough.
Laya dismiss my argument completely and ignored me when I emailed them the bill.
They just simply don't want to pay a bill for the scan which I am clearly covered for coming up with made up rules as they go along. Stay away from them otherwise you will have to pay every bill yourself.
I have been with laya for almost 6 years and this never happened before. Once my contract is over I will be looking for a different healthcare provider.

Dreadful. Try getting through to them, or having them call back, return email or mesage

They find any excuse not to pay you, definitely not recommended

I have had high level Laya insurance for 5 years through my employer but when I was made redundant I had to pay myself. As I was unemployed I reduced the cover to the basic while I was out of work 5 months but as soon as I got a job I raised it back again to the full cover. Unfortunately 4 months later I was diagnosed with an illness requiring surgery and Laya refused to cover because I had only recently raised the cover from the lower level and I had to have 2 years wait completely ignoring the 5 years full cover previously when I had never made a single claim. To go through the public system would take approx 2 years or more due to covid of me waiting in pain so I got a credit union loan and I will self fund, but I am very angry at this. What happened to keeping loyal customers and looking at the bigger picture. I have asked for an appeal but I am not hopeful after seeing the other responses on here. Time to try another company :-(

Three attempts to ring main Cork no., no response lost close to 40 minutes of my time waiting. Query paying premium cannot get operation as a semi-private patient in a Public Hispital.
The Beacon and Blackrock all full steam ahead on private patients wanting any surgery. Semi-private in Public Hospital cannot get surgery as Theatres closed but thankfully oncology patients hopefully getting care.
Essentially, if you require elective surgery for a serious condition then you are on a train to nowhere unless you are financially able to pay top Tier Premia,

Advised me I was covered for a CT Angiogram but failed to advise me that they don't cover it if done on the heart. I am €450 put of pocket and despite numerous requests for a manager to call me back, not one manager has contacted me. They did however contact me by email one day after I made the complaint to say I had 14 days to pay €330 or my policy would be cancelled. I contacted them and was told the premium related to the previous years policy 2020. The agent told me I had requested payments to be suspended on the policy. This absolutely never happened, I was furious because I distinctly remembered calling them March 2020 and asking what they were planning on doing cause Covid had just been declared a a pandemic and the private hospitals were being used for covid patients. The agent told me that they would not be taking any payments that month and the management team were currently deciding what they would be doing in regards to premium during that period. This company is a joke, they appear to be constantly advising people on cover incorrectly. The Irish Times wrote an article in Feb 2020 about this happening with Laya. Shocking they continue to advise people incorrectly and get away with it.