Cashflow AI Recenzje 29

Odpowiedź od Cashflow AI

31 sty 2026

Thank you for sharing your experience. We understand how frustrating drawdowns can be, and we want to clarify several points for anyone reading.

First, this product was never sold as a guaranteed or “set-and-forget” investment, nor was it marketed as risk-free or immune to extended drawdowns. All automated options strategies — including premium-selling systems — are subject to market conditions, volatility regimes, execution, and user-selected risk parameters. These risks are disclosed prior to purchase.

Second, drawdowns are not limited to “a couple of weeks,” nor has our team ever represented a fixed recovery timeline. Some market environments — particularly prolonged directional or high-volatility periods — can negatively impact premium-selling strategies for extended periods. This is a known characteristic of the strategy class itself, not a hidden defect.

Third, users retain full control over whether the system is active, position sizing, and when to pause or stop trading. Some users choose to disengage during unfavorable conditions; others run the system continuously. Individual outcomes will vary based on those decisions.

Regarding reviews: we do not fabricate reviews, nor do we restrict customers from leaving honest feedback. We encourage all clients — positive or negative — to share their experience. Reviews reflect a range of outcomes, which is expected for any market-exposed product.

As for refunds, we offer a clearly defined refund policy with objective requirements that are disclosed upfront. Extensions are optional and offered as a courtesy — never as an obligation.

We do not dismiss negative experiences, but we also cannot agree with the implication that losses alone indicate deception. Trading involves risk, and past market conditions do not guarantee future performance — a reality that applies across the entire industry.

Anyone with concerns is encouraged to contact our support team directly so we can review account settings, trade history, and expectations on an individual basis.

Odpowiedź od Cashflow AI

31 sty 2026

Thanks for sharing your experience. We take feedback seriously, so we want to clarify a few important points for anyone reading.

First, this was not a “guaranteed profit” system, and we have never represented it as such. Options strategies like iron condors inherently involve risk, especially during volatile market conditions. That risk is clearly disclosed before enrollment.

Second, the system does include defined risk per trade (max loss is known upfront), and position sizing is ultimately controlled by the user. Individual results can vary significantly depending on account size, risk settings, market environment, execution discipline, and whether trades are adjusted or closed early.

Third, this strategy is designed to perform best in neutral or mean-reverting markets. The period referenced included elevated volatility and directional moves that negatively impacted many premium-selling strategies industry-wide — not just ours.

Finally, while we understand your frustration, we do not agree with the claim that there is “no risk management” or that results are “bogus.” We have many clients who understand the risk profile, use appropriate sizing, and view this as one component of a broader portfolio rather than a standalone guarantee.

We’re always open to constructive dialogue and encourage anyone with concerns to reach out to our support team directly so we can review account settings, trade history, and expectations in detail.

Odpowiedź od Cashflow AI

20 gru 2025

This review does not accurately describe our product or how it operates.

Cashflow AI does not execute “manual deals” on customer accounts, nor do we intervene in live trades to attempt to “remedy” outcomes. Our strategies are fully automated and rule-based, operating within predefined parameters set by the user. We do not manually trade customer accounts or manage positions on their behalf.

Additionally, the terminology used in this review (including references to margin parity and manual intervention) does not align with how our platform functions, which makes it unclear whether the reviewer actually used our service.

Regarding refunds: when customers submit refund requests, they are evaluated against our clearly documented refund and loss-coverage terms. Valid refunds are honored; requests that do not meet the stated requirements are not approved, exactly as disclosed at signup. We do not give customers the “runaround,” nor do we delay or avoid legitimate refunds.

We are committed to transparency and accurate representation of how our platform works. We encourage anyone considering Cashflow AI to review our documentation and disclosures to ensure the product aligns with their expectations and risk tolerance.

Odpowiedź od Cashflow AI

12 gru 2025

Hi Rob,
Thank you for taking the time to share your perspective. We take all feedback seriously and want to clarify a few key points for you and for anyone reading this.

1. On performance and “losing tons of money”
Options trading is a high-risk strategy, and returns can vary significantly from month to month. There are periods where the bot performs very well and periods where it does not. This is why your contract is built around a 12-month performance guarantee rather than a short-term window. In your case, your first live trade was on August 7, 2025, and your guarantee period runs for 12 months of live trading from that date, after which your account can be evaluated under the terms of your agreement.

2. On whether the bot is “actually AI”
The bot does use AI, though it may not be in the way people often imagine. We use AI to support things like order execution and fills within a rules-based options framework, rather than trying to “guess the news” like a human discretionary trader.

3. On pausing the bot and your agreement
Our guarantees are structured to make sure the bot is given a fair chance to perform over a longer-term time horizon, since trading naturally takes time and involves both winning and losing periods. You are free to pause the bot if you choose; doing so does not, in itself, change the rights you have under your agreement, which will always be applied according to the terms you signed.

4. On honoring the agreement
The conditions in your contract (such as capital requirements and contract sizing) are there so performance can be evaluated fairly and consistently. When those conditions are met, we apply the agreement as written.

We hope this helps clarify things, and thank you again for sharing your feedback.

Odpowiedź od Cashflow AI

20 gru 2025

We want to address this feedback clearly and factually for anyone reading.

First, we do not fabricate or manipulate results. All performance shown on our website is explicitly labeled as either backtested (hypothetical) or live results from brokerage-connected accounts. We make this distinction clear because outcomes can and do vary between users.

It’s also important to understand that individual results depend on multiple variables, including:

Bot configuration and risk settings

Position sizing and account balance

Execution, slippage, and fills

Market regime changes during the period the bot is deployed

Because of these factors, it is not accurate to expect personal account performance to mirror either backtested results or another live account exactly.

The June–November period referenced was a challenging and atypical environment for several SPX strategies across the industry. Some users adjusted settings or paused deployment during that time; others chose to continue running the strategy through drawdowns. Both choices carry different risk profiles and outcomes.

We fully understand the frustration that comes with drawdowns, but characterizing our published results as “fishy” is incorrect. The results shown are real, properly labeled, and transparently disclosed, with clear disclaimers that users may experience different performance.

We encourage prospective users to review our performance disclosures carefully and to treat automated strategies as tools that require risk awareness, proper configuration, and ongoing monitoring.

Odpowiedź od Cashflow AI

20 gru 2025

This customer was fully refunded.
Proof of the completed refund is publicly available here:
https://snipboard.io/Zzx5fn.jpg

The software license fee was returned in full, and the account was closed in accordance with our refund process.

Regarding the $1,000 loss-coverage provision: this coverage is conditional and applies only when all documented requirements are met over the full 90-day evaluation period, including maintaining the required account balance and adhering to defined risk parameters. Based on verified account data, those conditions were not met, which is why loss coverage did not apply.

General support responses do not override written policy terms or waive eligibility requirements. All refund and coverage decisions are based on objective account data and the policy agreed to at signup.

While we understand the frustration that can come with trading losses, it is not accurate to claim that we failed to honor our refund policy. The customer was fully refunded, and the policy was applied exactly as written.

Odpowiedź od Cashflow AI

15 lis 2025

This review doesn’t appear to be related to our company or any interaction with our team or products. If this was posted in error, please feel free to update or remove it. Otherwise, we’re happy to help with any real questions or support needs.

Odpowiedź od Cashflow AI

15 lis 2025

Thanks for sharing your experience — I’m genuinely sorry things didn’t work out the way you hoped. I do want to clarify a few points publicly so others reading this get the full picture.

You were fully refunded, including the additional $900 you mentioned. Our team processed that after your request, and I’m glad we were able to resolve that part for you.

Regarding the loss-coverage: the $1,000 protection has always required 90 days of consistent usage with proper configuration and contract sizing. That policy is clearly documented so we can verify real performance and make sure clients are following the required risk settings. Many clients qualify for it, but it does require completing the 90-day window.

As for the bots themselves: performance varies heavily depending on which bot you choose, how many contracts you run, the market environment, and whether guardrails are turned on. Some clients prefer aggressive setups; others choose conservative ones. The strategies weren’t “trained last year” — they update continually, and different bots perform differently depending on market conditions.

It’s completely fair that you preferred working with a human advisor instead. Trading style is personal, and what works well for one person may not fit another. We wish you nothing but the best, and we’re glad the refund was fully resolved on our end. If you ever want help reviewing configuration or understanding the newer bots, our team is always here to support you.

Odpowiedź od Cashflow AI

15 lis 2025

A couple things are important to clarify publicly, because every client’s results vary based on how they're set up.

Different bots behave differently depending on the strategy, the market environment, how many contracts you choose to run, and the risk settings you select. Someone running a conservative bot with 1 contract will naturally see very different month-to-month numbers than someone running a more aggressive bot or multiple contracts. This is why you’ll see a range of reviews — everyone’s configuration, risk tolerance, and contract size is different.

Since August, the broader markets have been unusually choppy for the strategies you’re likely running, so some clients saw flat periods while others using different bots or sizing saw stronger results. Small gains followed by small drawdowns can happen during sideways environments, and that doesn’t always mean the strategy is underperforming — it often means it’s controlling risk correctly.

If you want, our team can look at your exact bot settings, contract sizing, and the specific bot you're running to make sure you’re on the optimal setup. Most of the time when results feel off, there's something small in configuration that we can correct quickly.

Either way, we appreciate you giving it a fair run. You're welcome to reach out before your trial ends so we can help you get the clearest picture of your setup and expected returns.

Odpowiedź od Cashflow AI

Zaktualizowano 15 lis 2025

Hi Gary,

I’m sorry to hear you had a negative experience with our program. Trading bots, like any strategy, do go through periods of drawdown. In your first two weeks (July 22 through early August), the account was down about 1% — not 14%. The larger losses came during the first week of August, when the market went through a tough stretch.

At the start, $300k with 30 contracts was within our guideline of ~$10,000 per contract. But once the account dips below that level, keeping 30 contracts means you’re technically oversizing, which magnifies losses beyond what the system is designed for.

Since then, as of mid-September, the Cashflow bot has recovered about +12.5%, and many clients who stayed consistent with correct sizing have already reduced much of that August drawdown.