usexpress Recenzje 10

While I have not had the experience of the previous posts, however, I have had mixed reviews. They DO have a phone number (buried as it may be) which is 855-942-4898 (M-F 9-5 EST).. They also have chat, but be prepared to be waiting a while for responses. It also seems they are using AI in a lot of their responses.

From all indications, this program is very similar to a First Premier Bank application in which you are charged a "App fee" and a "Program Fee" . Keep in mind this is for bad credit, so they are doing this to cover risk. I do not speak either good or bad about it, however, I just am stating facts.

They should be more clear on the fact they intend to take the full 14 BUSINESS days to process and mail a plastic card to you that could take another 7-10 days to be received for a total turn around of about a month. This is definitely a sore spot in communication. While I have not received my card, I felt it would be beneficial to share what I know so far to assist those who have posted before me.

The card asks for an application fee of $35. Ok I paid that, then they are asking for $60 program fee. SCAM! I want my $35 back!!! DO NOT GET THIS CARD!!!

SCAM they took my $35 and said to pay another $60 which i refused and am trying to get back my $35 and nothing they went silent on the chat.....DO NOT LOSE YOUR MONEY IT IS NOT LEGIT I tried to contact them and it errs out .....

Unexpected fee after fee before even opening the account. No phone number to reach the company. Very scammy.

I applied for the card on April 19, 2026, got approved and paid the $35.00, then they turned around and asked for another $60.00 which I refused to pay. I chatted with two people and asked for a refund, I was sent a link to request my refund, once I hit the link, I got a message that they would waive the first-year fee. I decided I wanted my refund instead. Got a message stating (Couldn't find the application fee payment on file -please contact support. OTHERS BEWARE!!!!

This is a SCAM!! No customer support no phone number to call! They charged me 35.00 and I can't even access the account!!

I9No one responds. You log out but try to log back in and all of a sudden, you were already logged in? I messaged then originally to have my $35 and $60 refunded, after a day someone actually responded to my chat and emailed me, but no response after that. I will be reporting and this and find a way to take legal action at this point..Mind you, still no cards

Update as 4/24: Finally got a hold of someone and got my refund. But NOOOOOW their website says "Coming Soon". Smmfh

one of the worst experiences i’ve ever had. $35 fee, then an additional $60 fee that’s not advertised. i’ve been trying to get a refund and they have been unresponsive

Lies about reviews do not trust this company

Haven't applied for their card but their website shows that they have 5 starts on trustpilot from thousands of reviews which is a blatant lie and does not make them look very trustworthy.