ASB Bank Recenzje 

Your account becomes locked after just two failed attempts, and the only way to unlock it is by visiting an ASB staff member in person. Accessibility is a major issue, as the central branch. the only branch where accounts can be unlocked, is closed on Sundays. This can cause significant problems, especially if urgent payments are due.

From a software engineering perspective, this reflects poor design choices. There are many alternative validation and verification methods available, yet ASB relies solely on in-person assistance. which is both inconvenient and unnecessarily restrictive.

ASB bank by far has the most helpful staff and user friendly customer service. Especially the 2 young women at they Taranga, Bayfair branch Jasreeth and Bobby. They where so helpful in getting my husband and myself stared up and went the extra mile of making sure everything everything was clear. If you wanting to make the switch, ASB Bayfair staff are the best.

My mortgage broker and I have been working closely with ASB on my First Home Loan application. After several weeks of processing, I was informed that my application has been declined due to my secondary employment.

This outcome is both disappointing and confusing. My casual secondary job not only pays a higher hourly rate than my full-time role but has also significantly increased my overall income. The reason I took on this second job nearly two years ago was to accelerate my savings and achieve my goal of buying a home sooner. Over the past two years, my combined income has exceeded $200,000, as confirmed by my IRD tax summary.

I currently have a $135,000 deposit and an accepted offer on a $550,000 property, requiring a $415,000 mortgage. I am struggling to understand how and why my secondary employment has negatively impacted the assessment of my application. From my perspective, it should strengthen my financial position—not undermine it.

Trying to get a hold of anyone is frustrating, over explaining it to a robot just to be put on hold for 20 minutes. Just gave up in the end

I had to call from overseas to get assistance for my bank account and after 30 minutes of continous recorded message nobody answered.
That's a shame! I have no idea about how much I spent!
The assistance for people residing overseas is horrible.

Hello There, This is christian and i'd like to submit my best experience communication with ASB BANK in this last wednesday about on my personal loan and already approved, They are very understanding and smooth transaction, a lots of offer anything humble and kindful especially when their are talking in to customer very calm and easy to communicate with ASB BANK Managements and all. Thankyou So much Godbless.

Service is constantly down without warning and not giving you access to money In your accounts.

A fine teller, Sheryl.
Had a complex set of transactions, at Westcity ASB, and received great service from teller Sheryl. She went far beyond my expectations.

50+ years means nothing to ASB, all they care about is the $1.45billion profits. I made a complaint twice that I had been scammed by a tradesperson and the account manager did nothing. Let the perpetrator have a spending spree with thousands of dollars of our money. All they could do is say sorry, but it's not our responsibility. Completely the opposite to the caring image they portray on TV about helping its customers to avoid be scammed. Extremely disappointing.

Waited one hour. The lady who h answer had a very poor listening skills . Transferred to another department. Tjr called dropped . They never called back )

Calling them is pointless, I waited 20 minutes, the call went through I heard moving around I said hello, and they hung up and I'm now waiting 40 minutes🤦‍♂️ffs

I have been banking with ASB for several years. I have accounts with ANZ, Kiwi bank and few other banks in the past. In may experience ASB's internet banking is very primitive (extremely poor design) and complete lack of user intuitive interface. Mobile App does not have full functionality. It is it senseless to switch and user web (computer App) when few function (such as changing daily spent limit). You can not create more than 99 payees. If you are a business customer you may easily have 100'e of payee account. I constantly have to delete some accounts to create new payee to keep number within 99 (very stupid !!). Viewing past statement is very unfriendly, creating search and generating a statement based on specific search criteria is not very friendly. If you use lot of internet banking - STAY AWAY from ASB !!!

Ms Olivia is very friendly and positive person. Her kind customer service nature and she is very informative and has an outstanding all round skill. She is very informative and made me feel like a home. She helped and supported me throughout the process of opening and account until getting a bank card and how to use the bank card.
Thank you Ms Olivia: 5 star rating to her and I would highly recommend her and ASB.

ASB has been over a period of years the most difficult bank to deal with. Through flooding events there was no compassion or cooperation from the bank in trying to change our mortgage after over 500,000 was paid off our Mortgage and now when we attempt to make online payments my husband can make payments to the daily minimum of 100,000.00 but I as a woman cannot - what are we in the 1900's? Moreover, when we went into our branch to arrange a substantial payment of over 700,000.00 we were told that because it was after 2.30 pm we could not and would have to take paperwork away and come back the next day. Well suffice to say we are now closing all our bank accounts with ASB - good riddance to ASB is all I can say, I am thankful to never have to bank with them again.

Contactability is a problem! Big problem.
On the few occassions that it is necessary to call, I find myself sometimes waiting past two hours, and eventually giving up. Do you know that one or two of your numbers till a few months ago were still saying "Due to Covid the staff are working from home"?
Can't you also have a timer that give an indication of when a person can expect to be answered? E.g. "Your call will be answered in 65 mins", or something like this?
I was very surprised to see you have some branches open on weekends - which though Far-to-drive-to would at least be a way past your horrible call-centre operation.

Have been in process of refixing home loan, rung them weeks before my term was up to sort it advised me to ring a week before as interest rates were dropping which was good, Problem is we got half way though the process and now i haven't heard back in a week and a half at least, and am now about to be hit with a second payment at the floating rate. currently been on hold for 45mins trying to ring them to see what's going on customer service is terrible.

Terrible customer service, poor communication and very little understanding/empathy shown when you’re financially struggling due to circumstances out of your control. I’m definitely changing banks. ASB good bye.

My company has been a loyal business customer of ASB for 30 years. While I was overseas, I received three phishing-like emails in September sent to my personal Gmail account (not my company email) asking for address verification. I ignored the first two thinking they could be phishing, but reported the third email on 4 October, as it threatened to close my account by 7 October if I didn’t respond.

On 6 October, I received a response via secured messaging asking which account I was referring to, only to learn that my account had already been closed—one day before the stated deadline. The funds in the account were also gone.

Despite making multiple toll calls from overseas, I was repeatedly told it would be resolved in a few days and I would be receiving an email directly from the team handling the case. For over a month, I received no follow-up email or feedback, despite escalating my concerns. After persistent efforts, I was helped by Leticia, my account was eventually reopened, but the missing funds have not been restored to this day.

Upon returning to New Zealand, I visited the St Lukes branch, where I was treated with disrespect and aggression by a staff member, even before he checked and understood the situation. He kept on saying I have to call the business phone number as he can't help and got really angry when I asked him to enquire on my behalf. I have subsequently place a formal complaint about this person through another lovely customer service team at the same branch.

Someone at ASB has obviously made an error by closing our business account one day earlier and without notifying the business owner on the registered business email address (instead of sending to a personal email address of the director)! ASB has not apologised for this mistake and we are making a formal complain and seeking compensation!

It’s a shame that this bank is giving money to the illegal occupation currently happening on Palestinian land🤬

Horrible bank to have a mortgage with especially if you are struggling due to unforeseen circumstances. Totally unwilling to help their customers out. I will ALWAYS tell people to avoid banking and getting a mortgage with this bank. Paru service.