I had a great experience with Offa
I had a great experience with Offa, an Islamic Shariah-compliant HPP provider. From my initial enquiry through to receiving my offer letter, the whole process took just over 2 weeks, which was incredibly fast and efficient.
From the beginning, Osaama Hussain handled my initial enquiry quickly and professionally and got me booked in for a Decision in Principle (DIP) a couple of days later.
I then worked with Nagina Haroon, who carefully reviewed my finances and successfully secured my DIP. A couple of days after that, she supported me with my full application submission, explaining everything clearly and in detail and helping me put together a plan that was best suited to my situation.
Nagina really went above and beyond, booking me in for a slot close to her finishing time and even staying behind to help me complete and submit the application. This meant I was able to reserve and put an offer on the property I was after without losing out on it, which I really appreciated.
Once submitted, my application was sent to the underwriters, who arranged the valuation and issued an offer letter in just over a week.
Overall, I see Offa as a Shariah-compliant, ethical, and one of the easier and more accessible ways of buying a home, especially with the range of options available that help with affordability, such as 5% deposits, family assist, up to 7x salary borrowing, and gifted deposits.
The experience was smooth, well-managed, and far quicker than I expected. I really appreciate the support and professionalism from Osaama Hussain, Nagina Haroon, and the wider Offa team throughout.








